Barrett Henry is a Broker Associate at REMAX Collective with 23+ years of Florida real estate experience. He helps homeowners across all 67 Florida counties understand the foreclosure process and find their footing when facing a lawsuit.
Why Your Florida Foreclosure Case Is Public Record
Florida is a judicial foreclosure state, which means your lender cannot foreclose without filing a lawsuit in circuit court. That lawsuit is a public court record -- and every filing, motion, hearing, and order is logged in the public court docket. This is both a burden (the public can see your case) and an advantage: you can see exactly where your case stands at any time, from any computer, for free or very low cost.
Many Florida homeowners facing foreclosure do not know how to check their case status and miss critical deadlines as a result. This guide walks you through exactly how to find your case and what to look for in the docket.
Step 1: Find Your County Clerk's Online Portal
Foreclosure cases are filed in the circuit court of the county where the property is located. Florida has 67 counties and 20 judicial circuits. Most counties participate in the MyFloridaCounty.com statewide portal, which gives you one starting point. A few large counties have their own separate portals:
- Miami-Dade County: Miami-Dade Clerk of Courts (mdcourts.gov)
- Broward County: Broward Clerk of Courts (browardclerk.org)
- Palm Beach County: Palm Beach County Clerk (mypalmbeachclerk.com)
- Hillsborough County: Hillsborough County Clerk (hillsclerk.com)
- Pinellas County: Pinellas County Clerk (mypinellasclerk.org)
- All other counties: Try MyFloridaCounty.com first, then search for "[County Name] Clerk of Court" for the direct portal.
To understand what a Lis Pendens means and how it shows up in property records (separate from the court docket), see our Lis Pendens guide.
Step 2: Search for Your Case
On most Florida clerk portals, you can search for your foreclosure case by:
- Party name: Enter your last name as it appears on the deed and mortgage. Filter by "Civil" case type to narrow results.
- Case number: If you were served with a complaint, the case number is printed in the top right corner of every page (format: YYYY-CA-XXXXXXX or similar).
- Property address: Some counties allow address-based searches, which is useful if you are uncertain how your name appears in the court records.
Foreclosure cases in Florida circuit court are typically classified as circuit civilcases. The case caption will name your lender or loan servicer as the plaintiff and you (and any other parties on the deed) as defendant. If you have recently gone through a servicer transfer, the plaintiff may be the new servicer or the loan's holder.
Step 3: Read the Docket -- Key Events to Identify
The docket is a chronological list of every document filed in the case. Here is what to look for at each stage of a Florida foreclosure timeline:
Early Stage (0-6 Months)
- Complaint filed: The lawsuit has been initiated. Watch for the service date on you -- you have 20 days to answer after being served.
- Lis Pendens recorded: Public notice filed in property records.
- Summons issued: The court issued the formal notice to you. See our guide on responding to a Florida foreclosure summons.
- Return of service: Proof that you were served. Your 20-day answer clock runs from this date.
- Answer filed: If you (or your attorney) filed a response, it appears here.
Middle Stage (6-18 Months)
- Motion for summary judgment: The lender is asking the court to rule in their favor without a full trial. Learn what summary judgment means and your options to contest it.
- Summary judgment hearing date: A critical deadline. If you want to raise defenses or negotiate, act before this date.
- Order on summary judgment: If granted, the judge enters the final judgment. If denied, the case continues to trial.
- Mediation: Some cases go through court-ordered mediation. See our guide on Florida foreclosure mediation.
Late Stage (Final Judgment Through Sale)
- Final Judgment of Foreclosure: The court has ruled for the lender. The judgment sets the total amount owed and schedules a sale.
- Order Scheduling Foreclosure Sale: Sets the date, time, and location of the auction.
- Certificate of Sale: Filed after the auction is completed. The highest bidder's information is recorded.
- Certificate of Title: Issued 10 days after the sale (if no objection is filed). This transfers ownership out of your name.
- Writ of Possession: If you remain in the property after the certificate of title is issued, the new owner can obtain a writ of possession. See writ of possession after Florida foreclosure.
Step 4: Act Based on What You Find
Once you know your stage, you can determine what options remain. The Florida foreclosure checklist is a useful companion to track where you stand and what to do next. Generally:
- Before judgment: You have the most options -- loan modification, forbearance, short sale, deed in lieu, reinstatement, or foreclosure defense.
- After judgment but before sale: You may be able to reinstate, pay off, or still negotiate a short sale or deed in lieu. A bankruptcy filing triggers the automatic stay and stops the sale.
- After sale but before certificate of title: You may be able to file an objection to the sale or, in some circumstances, stop the foreclosure after the sale.
- After certificate of title: Your options are very limited. Consult an attorney about whether any challenge to the title is possible.
Related Guides
- Florida foreclosure process overview
- Florida foreclosure timeline
- Responding to a Florida foreclosure summons
- Florida foreclosure summary judgment explained
- Florida foreclosure mediation guide
- Writ of possession after Florida foreclosure
- Can I stop foreclosure after the sale date is set?
- What happens after the Florida foreclosure auction?
- Lis Pendens in Florida foreclosure
- Florida foreclosure defense guide
- Florida foreclosure checklist
- Free Florida foreclosure resources
Not sure what your case status means for your options? Get free help today -- no cost, no obligation.

